Your local alternative to banks and money lenders

It is always better if you save with the credit union first and then borrow, however it is possible for you to join and apply for a loan at the same time, if your loan is approved you will be required to save as well as make your repayments.

• Avoid payday lenders! Calderdale Credit Union offers low cost loans and helpful advice.
• Already in trouble with payday lenders? Talk to our friendly staff.
• Encourage your children to start a good savings habit by opening a Junior Savings account.
• Save as much or as little as you like.

Calderdale Credit Union Lending Responsibly.

Time for a Holiday?...Time for a new car?...Buying the school uniform?

Whatever the reason, come and talk to our staff today.

Each application is considered individually.

We only provide loans that help members keep control of their finances.