Well-being and Advice
Step Change
links to the budget planner page
Budget Planners
Making a budget is the first step towards good money management. Here are some useful budget planners to help get you started:
Money Helper
Money Saving Expert
If you would prefer to plan your budget on paper, take a look at our very own printable Budget Planner.
Benefit Calculators
Are you claiming the benefits that you are entitled to? Here is a calculator that you can use to find out:
Tax Calculators
Are you paying the correct income tax? Check here:
What to do if you can't afford to make your Credit Union repayments
During these challenging times, we understand that our members may be facing financial uncertainty and we are here to offer a helping hand.
If you find your circumstances have changed, and are struggling to make payments, please contact our Credit Control Team on as soon as you can at credit.control@calderdalecreditunion.co.uk 01422 386060
We assess all circumstances individually and will discuss the right, responsible solution for you.
Report a Loan Shark / Illegal Money Lender
You can report a loan shark confidentially 24/7 on 0300 555 222, or email.
Debt Advice Calderdale Council: 01422 393984
Debt Advice Foundation: 0800 043 40 50
Citizens Advice Bureau: 0808 223 1133
National Debt line: 0808 808 4000
Benefits Advice Calderdale Council: 01422 288003
Kirklees Citizens Adivce: 0808 278 7896
Scam Advice Age UK: 0300 123 2040
Legal Advice Calderdale Council: 01422 393175 for Jeanette Burnside
Housing Support & Advice Calderdale Council: 01422 392460
Mental Health Support Calderdale Council: (01422) 262358 or 262359
Kirklees Wellness Service: 01484 234095
Gambling Support National Helpline: 0808 8020 133
General Money Advice Citizens Advice: 0808 278 7879
Kirklees Council: 01484 414975
Bereavement Support Calderdale Council: 01422 372293
Cruse in Kirklees: 01484 546318
Armed Forces & Veterans Support Calderdale Council: 01422 392600
Financial Service Complaints Calderdale Council: 01422 288005
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