Step Change - links to the budget planner page  

Making A Budget Plan.

Free Templates & Help.

StepChange: 

Making A Budget & Managing Money.

Free Help. StepChange

Budget Planners

Making a budget is the first step towards good money management. Here are some useful budget planners to help get you started:

Money Helper
Money Saving Expert

If you would prefer to plan your budget on paper, take a look at our very own printable Budget Planner.

Benefit Calculators

Are you claiming the benefits that you are entitled to? Here is a calculator that you can use to find out:

GOV.UK

Tax Calculators

Are you paying the correct income tax? Check here:

Money Saving Expert
Listen To Taxman

What to do if you can't afford to make your Credit Union repayments

During these challenging times, we understand that our members may be facing financial uncertainty and we are here to offer a helping hand.

If you find your circumstances have changed, and are struggling to make payments, please contact our Credit Control Team on as soon as you can at credit.control@calderdalecreditunion.co.uk 01422 386060

We assess all circumstances individually and will discuss the right, responsible solution for you. 

Report a Loan Shark / Illegal Money Lender

You can report a loan shark confidentially 24/7 on 0300 555 222, or email.

Service Telephone number

Debt Advice Calderdale Council: 01422 393984

StepChange: 0800 138 1111

Debt Advice Foundation: 0800 043 40 50

Citizens Advice Bureau: 0808 223 1133

National Debt line: 0808 808 4000

Benefits Advice Calderdale Council: 01422 288003

Kirklees Citizens Adivce: 0808 278 7896

Scam Advice Age UK: 0300 123 2040

Legal Advice Calderdale Council: 01422 393175 for Jeanette Burnside

Housing Support & Advice Calderdale Council: 01422 392460

Mental Health Support Calderdale Council: (01422) 262358 or 262359

Kirklees Wellness Service: 01484 234095

Gambling Support National Helpline: 0808 8020 133

NECA: 01423 740723

General Money Advice Citizens Advice: 0808 278 7879

Kirklees Council: 01484 414975

Bereavement Support Calderdale Council: 01422 372293

Cruse in Kirklees: 01484 546318

Armed Forces & Veterans Support Calderdale Council: 01422 392600

Financial Service Complaints Calderdale Council: 01422 288005

Financial Ombudsman Service: 0800 023 4567