Regulation

Calderdale Credit Union Ltd is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Registration No 213587.

The Financial Conduct Authority can be found at www.fca.org.uk and the Prudential Regulation Authority at www.bankofengland.co.uk

Financial Services Compensation Scheme (FSCS)

Calderdale Credit Union is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. This replaces previous compensation schemes.

FSCS protects deposits in banks, building societies and credit unions. In the event of an organisation going bust they may be able to pay compensation. Your deposits with the Credit Union are protected up to £85,000 per person.

For further information, please contact us or visit the Financial Services Compensation Scheme website at: www.fscs.org.uk

Disclaimer

All information on this website is correct to the best of our knowledge. Typical loan examples and typical saving examples are based on real people but names and details may have been changed. Photographs may be posed by models.

Data Protection - see our Privacy Policy at the foot of the home page.

Calderdale Credit Union will use your personal information for our purposes of administration and marketing. We may search the files of credit reference agencies, which will record the search. This information may be used for credit decisions and fraud prevention.

By providing us with information relating to yourself, you consent to our processing this information for the above purposes. Each time you apply for a product or service we may need to collect certain information from you and will only ask for information that we believe to be relevant.

We will treat all your personal information as private and confidential, even when you are no longer a member.

We normally maintain business records for six years. You have the right to ask for a copy of your information and the right to correct any inaccuracies. We may charge a fee for supplying your information. If you would like a copy of your information please write to:

General Manager, Calderdale Credit Union, 17 - 19 Commercial Street, Halifax, HX1 1HJ

Complaints:

If you have a complaint, please contact our office on T: 01422 386060

Email: admin@calderdalecreditunion.co.uk for the attention of Simone Armitage.